When to use it
Use it in a shop, taxi or restaurant before paying, to check whether cash is accepted (women say ‘سکتی ہوں’).
“Can I pay in cash or only by card?” — The sentence in English
In “Can I pay in cash or only by card?” ‘pay’ is one verb and English uses ‘in cash’ but ‘by card’.
- Can
- auxiliary verbcan · tense: present · modal verb of ability or permission; it opens the question
- I
- pronounpersonal pronoun, always written with a capital letter
- pay
- verbpay · form: base form (infinitive without "to") · main verb after "can"
- in
- prepositionpreposition
- cash
- noununcountable noun; money in notes and coins
- or
- coordinating conjunctioncoordinating conjunction
- only
- adverbadverb
- by
- prepositionpreposition
- card
- nounnoun; a bank card
“کیا میں نقد ادائیگی کر سکتا ہوں یا صرف کارڈ سے؟” — The sentence in Urdu
In “کیا میں نقد ادائیگی کر سکتا ہوں یا صرف کارڈ سے؟” the verb ‘ادائیگی کرنا’ (to make payment) is a compound; ‘نقد’ (cash) needs no postposition, while ‘کارڈ سے’ uses ‘سے’ (by) for the means.
- کیا
- particleyes/no question particle
- میں
- pronounpronoun 'I'
- نقد
- adjective'cash'; نقد ادائیگی = cash payment
- ادائیگی
- nounfeminine noun 'payment'; ادائیگی کرنا = 'to pay'
- کر
- verbکرنا · form: stem · stem of کرنا before سکنا
- سکتا
- auxiliary verbسکنا · gender: masculine · number: singular · 'can'; a woman says سکتی
- ہوں
- auxiliary verbہونا · tense: present · person: 1st · with میں
- یا
- coordinating conjunctionconjunction 'or'
- صرف
- adverb'only'
- کارڈ
- nounmasculine noun 'card'
- سے
- prepositionpostposition 'by', the means
English × Urdu: What changes from one language to the other
One English verb is two Urdu words, and English's two prepositions become ‘nothing’ and ‘سے’ in Urdu.
Example conversation
— کیا میں نقد ادائیگی کر سکتا ہوں یا صرف کارڈ سے؟
— Can I pay in cash or only by card?
— دونوں چلیں گے، اور موبائل سے ادائیگی بھی۔
— Both are fine, and phone payments too.